The Closer’s Budget · Google Sheets & Excel

Pay yourself like a top producer.

Commission swings. Your bills don’t. Live on 80% of your average month, put every big month to work, and let the Vault cover the slow ones.

Email me at launch See how it works

What’s your 80?

Sample numbers

Your average monthly take-home over the last 12 months.

Pay to the order of No. 080
Youevery month
$4,000.00a month

Memo80% of your $5,000 usual month

Big month. Put $3,500 to work.

  • The Vault50%$1,750
  • Growth25%$875
  • Reward25%$875

Vault goal for car and powersports sales is 3 months of paycheck, or $12,000. Once it’s full, the Vault’s share goes to Growth.

Get The Closer’s Budget the day it opens

Runs on this page. Nothing you type in the calculator is saved or sent.

Opening soon on Etsy. Launch price $24 for the first four weeks. Then $39.

  • No bank login
  • No subscription
  • Google Sheets & Excel
  • 15-minute setup

The 80 Rule

Live on 80.
Win with 20.

Your pay rises and falls with every deal. Your paycheck doesn’t have to. Set it from your own history and give every dollar above it a job.

Payday

One paycheck you can plan around

You pay yourself the same amount every month, set at 80% of your average take-home over the last 12 months. It updates as new pay comes in.

Big month

Everything above it goes to work

  • The Vault, 50%. Your slow-month reserve, until it hits your goal.
  • Growth, 25%. Money for the long game, put to work.
  • Reward, 25%. Guilt-free money to celebrate a big month.
Slow month

The Vault tops you up

When a month comes in under your paycheck, the Vault covers the difference. The sheet tells you if you’re still short. Change the 80% or the split anytime in Settings.

A sample year on the 80 Rule

Illustrative numbers
Sample take-home for a powersports closer: $53,000 for the year, from $3,000 to $6,400 a month. The paycheck is 80% of the 12-month average and assumes the year before averaged the same. Illustrative numbers, not a prediction of what you’ll earn.

Sample year totals

$3,533Paid every month, all 12 of them
$4,640In the Vault at year end, after covering 4 slow months
$2,986Put to work in Growth
$2,978Earned as your Reward

Job presets

Built for how you’re paid.

Pick your line of work in Settings. The sheet uses your job’s words and pay types, and suggests a Vault goal from how your job pays.

Preset

Car & powersports sales

You log
Deals
Pay types
CommissionSpiffBonusDrawBase payChargebackOther
Vault goal
3 months of paycheck
Usual pay
Tax withheld
Fill the Vault first
Auto. Turns on if your pay swings more than your split can cover, or with under 12 months of history.

Deals slow down in the off-season. Three months of paycheck carries you through it.

Look inside

Seven tabs. One clear payday.

Type in the cream cells. Everything else calculates, from your paycheck to what to move after every check.

The Closer’s Budget · Car & Powersports demo
The Dashboard tab: cards for your paycheck, earned this month, surplus, the Vault and net per deal, with what to move this month and the split of the last check.

Dashboard: your paycheck, this month’s surplus, the Vault, and exactly what to move after each check.

Real screens · sample numbers

Why closers trust it

Your numbers stay yours

No bank logins. Your copy lives in your own Google Drive or Excel file. We can’t open it, and we only see what you choose to send us.

Real support, fast

Message us anytime. We reply within 24 hours, usually much sooner. If something isn’t working, we’ll make it right.

Free updates

Every v1 owner gets free updates, including the January rollover. Google Sheets and Excel versions both come with your purchase.

Pricing

Big month? Put it to work.
Slow month? The Vault covered it.

One payment. No subscription to cancel. Both versions and free v1 updates come with every purchase.

The Closer’s Budget

Google Sheets & Excel

Launch price
$24 Launch price for the first four weeks.
Then $39.
  • Google Sheets and Excel versions, blank and demo
  • Presets for 12 lines of work
  • Step-by-step setup in about 15 minutes
  • Free v1 updates and real support
Email me at launch

Opening soon on Etsy. We’ll email you the day it opens.

Questions

Good questions, straight answers.

All questions

What is the 80 Rule?

Pay yourself 80% of your average monthly take-home from the last 12 months. In a big month, everything above that goes to work: half to the Vault, a quarter to Growth and a quarter to Reward. In a slow month, the Vault tops you up.

Does it work in Excel?

Yes. Your download includes a native Excel version for Excel 2016 or newer on Windows or Mac, or the free Excel for the web.

Can I use it on my phone?

Yes, for logging checks and spending in the Google Sheets or Excel app. Do the first setup on a computer.

Can you see my numbers?

No. Your copy lives in your own Google Drive or on your own computer, and we can’t open it. If you need help, a screenshot with the numbers covered is all we need.

Can I get a refund?

It’s a digital download, so sales are final. If something isn’t working, message us and we’ll make it right.